One of the commitments made by Standard Chartered in the United Arab Emirates is to help customers manage their money in the best possible way.
Standard Chartered offers a wide array of banking products and services, both conventional and Islamic.
The Standard Chartered Saadiq Platinum Murabaha Credit Card is one of these cards.
This credit card is Shariah-compliant and charges no fees for the likes of cash advance, late payment or customers being over their credit limit.
This card is recognised all over the world and is very simple to use, while also coming packed with lifestyle perks and travel benefits that complement the beliefs of its users.
Among the highlights of this credit card are the advanced security features that it possesses in addition to the fact that the Shariah committee – Islamic banking’s most respected three scholars – has given the card its approval.
There are a number of primary features that come with the Standard Chartered Saadiq Platinum Murabaha Credit Card.
Cash Advance is one of those features, allowing cardholders in need of instant funds to withdraw the money via their credit card from any Mastercard-friendly ATM up to the cash limit.
The card also provides an Easy Payment Plan so that purchases of AED1,000 or more can be paid off in six monthly payments instead of all at once, with 0% profit, and there is no charge other than a processing fee.
Standard Chartered understands that making sure that transactions are kept secure is important to cardholders, so the credit card secures online purchases with 3D SecureTM.
Users of this card are also allowed up to four supplementary cards for family members completely free of charge, though there will be a fee of AED157.50 for any additional supplementary cards.
The Standard Chartered Saadiq Platinum Murabaha Credit Card also offers cardholders a number of exclusive benefits.
These benefits include the likes of complimentary access to airport lounges all over the world, allowing users to relax before a flight.
Good Life Privileges allow cardholders to enjoy over 100 thrilling offers that range from dining to lifestyle to shopping privileges.
This credit card also comes with a digital wallet facility, which allows retail spending to be paid for by tapping and paying with your phone at any terminals that accept contactless payments via either Samsung Pay or Apple Pay.
SC MasterPass saves shipping and credit card payment details for online purchases.
Cardholders are able to make use of a ‘buy one, get one free’ offer with Costa Coffee in the UAE.
New users of the Careem service can also receive their first ride completely free if they use this card, and existing users can still benefit by gaining a 20% discount if they use three rides in a single month.
Travel benefits including up to 30% off flight and hotel bookings on Cleartrip are also available.
The Standard Chartered Saadiq Platinum Murabaha Credit Card gives users the most unparalleled benefits through a wide range of services, while complying with Shariah principles and coming with no extra charges.