Emirates Skywards miles are an excellent form of currency in the United Arab Emirates, particularly for those who reside in or near Dubai. There are a number of UAE banks that offer their customers a co-branded Skywards credit card. Under normal circumstances, there are three options for this card: Infinite, Platinum and Signature. Anyone who has one of these cards can earn Skywards miles in a variety of ways, such as with a sign-up or…

Credit cards, being short-term loans that do not come with interest as long as they are paid off in time, can make life in the United Arab Emirates a lot easier. Millions of merchants all over the world accept credit cards and even offer a simple way to keep track of how much money you are spending. Spending by using credit cards even comes with rewards and perks. However, credit cards can also cause problems,…

Credit cards are used all over the world, and the Gulf nations and the United Arab Emirates are no exception. Credit cards are in constant use, helping to provide financial assistance during emergencies as well as being more convenient to carry than physical money. Many people apply for a credit card and then simply never feel the need to actually use it. However, when a credit card is unused for a long period of time,…

Having a credit card is a great financial boon for anyone. For people in the United Arab Emirates, there are a number of ways to make the most out of a credit card, but some decisions will need to be made beforehand in order to do so. Following a few simple tips can make it easy to make those decisions and have a credit card that you can take full advantage of. There are a…

The credit limit is a very important aspect of credit card ownership in the United Arab Emirates. This limit puts a cap on the amount of money that can be spent using a credit card. The limit can be different on different credit cards and for different people. There are a number of factors that are considered in determining a credit limit in the UAE, including the income of the credit card holder, spending habits,…

Groceries are an expense that no one can do without, but there are still some ways that the financial cost of these necessities can be lowered in the United Arab Emirates. There are a number of shopping options in the UAE, such as massive hypermarkets and smaller baqalas. Online delivery and even the store that is nearest to you may offer convenience but lack cost-effectiveness. Supermarkets with a large presence in the UAE include the…

Many people in the United Arab Emirates begin a new month determined to save more money than they spend, but this can often be easier said than done. The number of credit cards available in the UAE can only make this resolve even harder to maintain due to how convenient and easy they make spending money. However, a bigger downside to credit cards is that they can actually make people spend a lot more money…

The great majority of people who are in possession of a credit card are usually only too well aware that it is very important to pay their credit card bills prior to the due date. Cardholders in the United Arab Emirates also have the option of making a minimum payment in order to settle the bill temporarily. A minimum payment simply means the minimum amount of money that the credit card holder is allowed to…

Credit card billing statements are issued every month in the United Arab Emirates, and all credit card holders are aware of their importance. All of the data about the transactions made using the credit card in a set period is included on the statement. If a cardholder finds any mistakes on the credit card billing statement, they should immediately report them. Mistakes can include the likes of erroneous figures and unauthorised payments. The first thing…

Cashback credit cards are the cards of choice for people in the United Arab Emirates who want their spending to generate instant rewards. The annual fee for such credit cards in the UAE is usually very low. Particular spends can also generate discounts of between 1% and 10%. The UAE market offers a number of excellent cashback credit cards, including the HSBC Visa Platinum Cashback, RAKBank Titanium, Najm One Cashback, and CBD Super Saver. The…