The HSBC Advance Credit Card gives cardholders in the United Arab Emirates the ability to earn air miles for every transaction they make with the card.
Customers are also provided with a number of other travel and lifestyle benefits in services such as airports, hotels and retail outlets.
Among the highlights of the HSBC Advance Credit Card is the fact that it has no annual membership fee, contactless payments can be made with Samsung Pay and Apple Pay, and there are other payment options to settle any outstanding debts.
One of the main features offered by the HSBC Advance Credit Card is the air miles customer loyalty programme.
This means that every time a customer makes use of the credit card to pay for a transaction, they will be rewarded with air miles.
There will be one air mile rewarded for every AED that is spent.
Customers are able to earn air miles all the way up to their assigned credit limit, and rewards can be earned faster with transactions that are conducted with an air miles partner.
Air miles partners include Agoda, Careem and Toy Store, among others.
Air miles earned can be redeemed via the app or website, and there is a large array of services on offer, including flights, hotels and retail.
Air miles can be redeemed at any time.
The outstanding balance of any other credit cards you may have can also be transferred to the HSBC Advance Credit Card with a 0% interest rate for the first year.
Instant cash can also be availed against the available credit limit of the card, with repayment time ranging from three months to two years at interest rates starting at 0.75% in most cases.
A Flexi Instalment Plan is another option that comes with this credit card.
This allows customers to make a purchase and have it immediately converted into more affordable instalments on a monthly basis, which come with interest rates sometimes as low as 0%.
Card Fraud Protection is also a service provided by the HSBC Advance Credit Card.
This protection covers the cardholder against unauthorised charges made online, by phone, in-store or at an ATM if the owner still has the card or if it has been stolen.
It also provides reimbursement of up to $2,000 for every claim of fraud, with a 12-month cap of $3,000.
The card’s Purchase Protection offers $2,000 per claim with a total of $5,000, which protects any purchases made by the card against damage or theft for up to 90 days.
Exclusive benefits for UAE cardholders include the HSBC Entertainer App, which provides more than 9,000 ‘buy one, get one free’ offers in the dining, wellness, entertainment and retail industries.
A 30% discount is also given to those who use the card to book airline trips or accommodation via Cleartrip, as is a 10% discount on more than 2,000 properties provided by Onefinestay.
Dining and cinema deals, car rental and Careem discounts, airport lounge access, and free valet parking are also benefits offered by the HSBC Advance Credit Card.