The HSBC Black Credit Card, which is constructed with the use of a different metal, provides users with a contemporary design while being packed with a wide variety of exclusive lifestyle and travel benefits.
Cardholders can enjoy culinary and travel experiences as well as a number of excellent shopping offers thanks to the seemingly limitless benefits provided by this particular card.
Among the highlights that the card has to offer are online banking, contactless payment via Samsung Pay and Apple Pay, a variety of payment options to settle outstanding credit card debts, and enhanced security thanks to Chip & PIN technology.
There are a number of key features provided by the HSBC Black Credit Card.
One of those features is the Air Miles customer loyalty programme.
This rewards cardholders with air miles each and every time they make use of the card.
New cardholders receive a welcome bonus gift of as many as 200,000 air miles, and 100,000 miles are also given as a reward bonus on the anniversary of enrolment from the second year as members onwards.
2.5 miles are rewarded for every AED1 spent on travel-related purchases; 1.5 miles are rewarded for every AED1 spent with foreign currency; and 1 air mile is rewarded for every AED1 spent online and for every AED1 spent on retail purchases.
The miles are easily redeemable either on the app or online across an array of different services, including flight bookings, retail spending and hotel stays, and do not come with any blackout dates.
Travel insurance is another big feature of this credit card.
Travel Inconvenience Insurance coverage offered by the card means that users will be compensated in the event of trip cancellations and delays and baggage that is damaged or lost en route.
Travel Medical Insurance offers cardholders complimentary cover against injuries caused by accidents, emergency medical expenses, in-hospital daily cash benefit and emergency medical evacuation.
A Travel Insurance Confirmation Letter can also be easily generated online to ensure that all visa requirements are met.
HSBC Black Credit Card members can also enjoy car insurance when they rent a motor vehicle.
This insurance covers users for the charges associated with towing and dropping off the vehicle, in addition to loss, theft, physical damage, and natural calamities.
Personalised world elite concierge assistance is also available to cardholders no matter where they are in the world.
This service caters to all reservations or questions asked in regard to hotel bookings, exclusive entertainment events and the best in fine dining.
All outstanding credit card debts can be managed in the one place by virtue of the card’s Balance Transfer facility.
This allows all balances to be transferred to the one card, with 0% interest rates for the first year.
The card also comes with a number of exclusive benefits, including golf privileges, travel discounts, Marriott Bonvoy hotel stay deals, luxury serviced apartments, Hertz Gold Rewards President Circle membership and much more.