Holders of the HSBC Visa Cashback Credit Card can expect to be rewarded with as much as 10% cashback on everyday spending in addition to a number of exclusive dining, entertainment and travel privileges.
The credit card offers a number of highlights, including the likes of automatically credited monthly cashback and no annual fee charged for the first year.
The card comes with a number of vital features.
One of those features is cashback – there is 10% cashback on fuel purchases in the United Arab Emirates with a cashback cap of AED100 per statement cycle.
Supermarket purchases in the UAE come with 3% cashback with a cap of AED200 per statement cycle.
All other forms of spending come with 1% cashback with no cap per statement cycle.
Another great feature of the HSBC Visa Cashback Credit Card is that new users are exempt from having to pay an annual fee for their first year as cardholders.
The fee will also be waived in subsequent years, provided that a minimum of AED12,000 is spent with the card in the preceding 12 months.
Another great feature is Balance Transfer, which allows users to more easily manage their expenses by transferring the balance of all other credit cards to this one, which comes with attractive interest rates beginning at 0% for the first two years.
The Flexi Instalment Plan allows cardholders to have purchases converted into more affordable monthly payments that come with low interest rates beginning at 0%.
The Cash Instalment Plan makes cash easily accessible with the card’s available credit limit.
Repayments can be spread out from six months to as long as two years, with attractive monthly interest rates commencing from 0.75%.
Convenience is one of the biggest features of the HSBC Visa Cashback Credit Card and is provided to customers in a variety of ways.
Online banking means that customers can gain access to their account while on the move, and secure and easy contactless payments can be made with the use of Samsung Pay and Apple Pay.
HSBC makes use of Chip & PIN technology to provide enhanced security to customers when they make payments.
Purchases can also be enjoyed by cardholders without any interest for as long as 56 days, provided that credit card payments are settled in full.
Card settlement via a number of payment options that are easy to access are also allowed by HSBC.
The HSBC Visa Cashback Credit Card also provides a number of exclusive benefits to cardholders.
These benefits include the likes of overseas deals on entertainment, dining and shopping in thousands of establishments spanning 160 different countries.
Dining offers from the DragonPass Fly and Dine Program can also be enjoyed in over 200 locations all over the world.
Members also get access to hundreds of ‘buy one, get one free’ deals via the HSBC Entertainer App, which are redeemable across the dining, leisure, wellness and retail sectors.
The card also offers cinema deals, supplementary cards, Careem offers and much more.