The Najm Platinum Plus Cashback Credit Card perfectly demonstrates the appeal of rewards credit cards in the United Arab Emirates, coming with a wide array of benefits, privileges and special offers that can be taken advantage of by its customers.
Those who use this card will be able to reward themselves when making purchases for everyday things such as utility bills and grocery shopping.
Among the highlights of this credit card is the fact that it provides a convenient and simple payment facility in addition to a maximum of 500 dirhams in monthly cashback savings.
There are a number of main features associated with the Najm Platinum Plus Cashback Credit Card.
One of those features is insurance, which provides cardholders with a number of services including Global Emergency Assistance services, Wallet Protection, comprehensive lifestyle protection and personal accident cover (with Takaful).
The comprehension protection service known as MyGuard is also included as part of this card’s insurance feature.
Cash Withdrawal is another great feature of this credit card, allowing users to withdraw cash from ATMs all over the world that display the Cirrus logo.
There are also a variety of impressive benefits for those in possession of the Najm Platinum Plus Cashback Credit Card.
Cardholders get Visa card perks that include 1.5% cashback on every purchase made with the card, an offer that can be taken up everywhere in the world that accepts Visa.
An introductory offer includes 10% cashback from Carrefour and 5% cashback from everywhere else for the first 60 days of card ownership – the offer is worth around 400 dirhams.
Other incentives from Carrefour include 3% cashback on credit card purchases six days a week, though that number doubles when the card is used with Carrefour on Tuesdays.
Those who possess the Najm Platinum Plus Cashback Credit Card are also entitled to a number of Carrefour privileges, including dedicated checkout counters for Najm customers to ensure an early checkout.
Other privileges include unlimited complimentary valet trolleys with a minimum of 250 dirhams spent and pricier Carrefour purchases converted to smaller monthly payments at 0% interest for a period of up to a year.
Exclusive offers are another aspect of this credit card.
One of those offers is 30% off travel, entertainment, shopping and dining from over 450 partners, with Expedia Hotel also offering 9% off travel bookings when made with the Najm Platinum Plus Cashback Credit Card.
Because of its status as a Visa Platinum partner card, a number of other benefits are accessible to cardholders.
These benefits includes 20% discounts at over 90 Time Out dining vendors as well as dining and stays at Jumeirah Group Hotels and at over 30 Meraas outlets at particular locations.
Shopping privileges include purchase protection, extended warranty, and 10% off purchases at Chic outlets through nine luxury brand stores.
With even more travel perks plus lifestyle benefits including cinema and golf discounts, the Najm Platinum Plus Cashback Credit Card is rightly seen as one of the best credit cards in the UAE.