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Getting a card
Before you apply
How a credit card worksStatements, due dates, interest
Who can get a cardIncome rules and minimum salaries
Your AECB credit scoreRange, price and corrections
Applying for a cardDocuments and the key facts statement
Islamic credit cardsMurabaha, profit and charity
All explainers
What it costs
Interest and payments
How interest is chargedMonthly rates and daily interest
The minimum paymentYour bank’s rule and its cost
Balance transfersRates, fees and flat rates
Instalment plansProcessing and early closure fees
Fees
Card fees and capsLate, over-limit and annual fees
Cash withdrawalsThe fee plus interest from day one
Spending abroadForeign currency fees and DCC
All explainers
Banks
Banks A to Z
ADCB
ADIB
Commercial Bank of Dubai
Dubai Islamic Bank
Emirates Islamic
Emirates NBD
First Abu Dhabi Bank
HSBC
Mashreq
RAKBANK
Standard Chartered
All banks
Problems and rights
Your rights
Your rights as a cardholderCentral Bank rules on your card
Card fraud and disputesReporting and refund deadlines
Complain about your bankThe bank, then Sanadak
Debt and closing a card
Paying down card debtSteps and bank payment plans
Debt collection rulesCalls, visits and notices
Leaving the UAE with debtTravel bans and cheques
Cancelling a cardClosure and clearance letters
All guides

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comparecreditcards.ae

Search topics and guides

Getting a card

Before you apply

How a credit card works
Who can get a card
Your AECB credit score
Applying for a card
Islamic credit cards

All explainers →

What it costs

Interest and payments

How interest is charged
The minimum payment
Balance transfers
Instalment plans

Fees

Card fees and caps
Cash withdrawals
Spending abroad

All explainers →

Banks

Banks A to Z

ADCB
ADIB
Commercial Bank of Dubai
Dubai Islamic Bank
Emirates Islamic
Emirates NBD
First Abu Dhabi Bank
HSBC
Mashreq
RAKBANK
Standard Chartered

Problems and rights

Your rights

Your rights as a cardholder
Card fraud and disputes
Complain about your bank

Debt and closing a card

Paying down card debt
Debt collection rules
Leaving the UAE with debt
Cancelling a card

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Guides

Guides

Guides

Applying for a card, clearing card debt and complaining to your bank.

1How to apply for a credit card in the UAEUpdated 12 Nov 2026
2How to complain about your bank over a credit cardUpdated 12 Nov 2026
3How to pay down credit card debt in the UAEUpdated 12 Nov 2026

What would you like to do next?

Work out a costInterest, fees and minimum payments.
Look up a bankPublished rates, fees and salaries.
Know your rightsCentral Bank rules on your card.
Complain about a bankYour bank, then Sanadak.

comparecreditcards.ae

Plain guides to UAE credit cards: fees, interest, eligibility and your rights as a cardholder.

Getting a card

How a credit card works Who can get a card Your AECB credit score Applying for a card Islamic credit cards

What it costs

How interest is charged The minimum payment Balance transfers Instalment plans Card fees and caps Cash withdrawals Spending abroad

Problems and rights

Your rights as a cardholder Card fraud and disputes Complain about your bank Paying down card debt Debt collection rules Leaving the UAE with debt Cancelling a card

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