Using credit cards to shop for gifts, whether they are for birthdays, anniversaries or the festive season, is a smart move since spending on most credit cards will earn some cashback, air miles or other form of reward points. In this day and age, almost everyone in the United Arab Emirates has at least one rewards credit card, and provided that it is not used to spend to an excessive degree, it can be very…
Going on holiday is something that everyone looks forward to, but despite the excitement, it remains crucial to plan ahead and take precautions in regard to finances while away from home. There is nothing that will ruin a holiday as quickly and certainly as losing money, with some countries having pickpockets that zero in on tourists, particularly those who fail to be alert and are not extra careful with their bag or wallet. The good…
Credit cards in the United Arab Emirates that come with a Balance Transfer facility can often seem like a really good option, particularly for those who are dealing with debt-related problems. Using the Balance Transfer facility on a credit card can cut years off debt repayment and results in massive savings by having the balance from one or more high-interest credit cards transferred to one that comes with a lower interest rate. However, there are…
You may have opted to live and work in the United Arab Emirates (UAE) and would like to get a UAE credit card. However, before you get attracted by the perks that come along with such cards, you need to take a good look (not just a peek!) at what you will be signing up for. Just like with any other financial decision, you will be faced with options and you need to pick what…
Using a Credit Card when you go on vacation can help to keep your accounts secure, and can give you a stress-free traveling experience. But what if your card could do more for you? These UAE Credit Cards make perfect travel companions. They can help you save money, save up your rewards, and find more things to do on your next adventure. Here are the top 4 Credit Cards for travellers from UAE. 1. ADCB…
In recent years, credit cards have become so much more than just a temporary loan. They have become a way of living and a unique part of the world’s economy. Credit cards now come with lots of perks and enticing benefits that can put some of that cash right back in your pocket. For credit cards in UAE, there are some options that are a little better than others. We want to help you choose…
The use of credit cards is the norm in the United Arab Emirates today, providing relief during emergency situations and financial solutions, including being able to pay off big purchases over an extended period of time. However, sometimes people use credit cards too much and end up finding it difficult to repay the amount they have spent, which can result in them getting into debt, especially if the occasional payment is skipped and the debt…
A series of initiatives to participate in and contribute to the government scheme for business continuity within the United Arab Emirates have been announced by Ajman Bank in light of the pressures and precautions being seen by the international economy. The moves have been carried out following directives from the Executive Council chairman and Crown Prince of Ajman, HH Sheikh Ammar bin Humaid Al Nuaimi. The community initiatives package announced by the bank complements initiatives…
Many people in the United Arab Emirates are reluctant to get a credit card for the first time because of the horror stories they have heard about people ending up in massive amounts of debt as a result of doing so. Of course, the reality is that not everyone who has a credit card is in debt to any significant or worrying degree and that the management and use of a credit card is what…
Many people in the United Arab Emirates prefer to travel in business class nowadays, and others often wonder how they can afford to do so. The reality is that the great majority of those who fly business class are probably not actually paying to do so and are able to fly in business and sometimes first class with the help of Air Miles. Air Miles are points that can be collected when credit cards that…